Conventional Mortgage Program - TN & GA

Conventional Mortgage Loans|TN

Conventional mortgage loans in Cleveland Tn and Chattanooga TN approved by the Conventional Loan Experts at Hometown Lenders. Conventional Mortgage Loans are mortgage loans offered by lenders directly or indirectly but have no backing or sponsorship by government or agencies. Conventional Loans are typically considered the cheapest mortgage product out there, however, the cost of a conventional mortgage varies widely as new products have emerged in recent years. The ultimate distinguishing factor for cost on Conventional financing at Hometown Lenders is Credit and Loan-to-Value. Hometown Lenders has the cheapest conventional mortgage rates available as we are a Lender, therefore, we are loaning our Money. It cuts out the 'Middle-Man that many brokers tend to be. 

Conventional Mortgage Products offered by Hometown Lenders in TN:

  1. Fixed Rate Mortgage
  2. Jumbo Mortgage
  3. Construction Loans
  4. Adjustable Rate Mortgage
  5. Investment Loans
  6. Reverse Mortgage Loans
  7. No PMI Mortgage

Benefits of Conventional Mortgages (Typically)

  1. No PMI or LPMI
  2. No upfront Mortgage Insurance
  3. Better Interest Rates
  4. Flexibility
  5. Lower Origination Fees
  6. Optional Escrow

Conventional Loan Common Borrower Characteristics:

  1. Low Loan to Value ("LTV")
  2. Strong Credit Scores
  3. Large Down Payment
 

http://www.myhometownllc.com  - HOMETOWN LENDERS - 423.339.5583

Hometown Lenders approves Conventional Mortgages in Tennessee and Georgia:
Cleveland, Chattanooga, Ooltewah, Hixson, Knoxville, Murfreesboro, Nashville, Memphis, Ringold, Rome, Atlanta, Dalton 
 


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