Over 72% of Tennessee's population know little about their credit score and how it is calculated by providers such as FICO. Most prospective home buyers cannot estimate within 25 points of their actual credit score. This is just the start of some alarming statistice of this alarming information.
Due this, Ben Phillips has put together a list of yths that he commonly hears from customers so that you may not be decieved by inaccurate information.
Further, he offers sound advise on how to chose a credit repair service with his 10 years of mortgage approval experience. Ben has help THOUSANDS of Tennesseans obtain CREDIT and products such as Home Mortgage Loans. He is the manager of Hometown Lenders in Cleveland TN a Mortgage Lender serving TN & GA.
Myth #1CARRY A CREDIT CARD BALANCE TO IMPROVE YOUR CREDIT SCORE
Myth #2A BANKRUPTCY IS WORSE THAN LETTING THE BILLS GO
Myth #3PAYING BILLS ON TIME WILL IMPROVE MY CREDIT SCORE
Find out if you qualify for or need credit repair services by calling a Hometown Lenders Mortgage Credit Specialist or by visiting one of the local credit repair companies here in town!
Hometown Lenders of Cleveland TN can help determine property eligibility. Hometown Lenders home mortgage specialists are qualified USDA Mortgage providers and look forward to assisting you choose the best mortgage at the best possible rate in the shortest possible time. Call us today to find out wether or not you and your property qualifies for USDA financing. We love being your Hometown Lender.